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Merchant Services

Universal Retail Systems recognizes the need to have a reliable/trust-worthy merchant service provider for your business. As it has been reported by the federal reserve on March 2014, credit and debit transactions now make up 42% of all payments. Not only is credit and debit almost half of all transactions, but the average value of cash transactions is $21 and the average value of debit transactions is $44. These statistics show the importance of not only having credit card processing and merchant services available, but making sure that you have the best service possible. Please download our free application in the link below.

Advantages of Processing with URS


Improve your business by accepting all major Credit, Debit cards, EBT, and Giftcards. URS can lower your monthly payments. Transaction approvals in 1.9 seconds or less. Compliance with PCI standards.


Process with URS and gain free 3 years extended warranty. Have piece of mind knowing that all payments are securely accepted. First Data has 40+ years in the business and processes 56 billion transactions annually.

Integrated System

Cut the time at the register in half with an integrated system. If you buy a cash register or POS with URS, we can set up an integrated system so you can process directly from your station. Swipe with ease from an MSR instead of a terminal.
*Credit Card terminals are available upon request.

Save Money

URS can lower your monthly merchant service bill while still being able to process all major credit cards. With our integrated system there is no need to pay for a credit card terminal. URS’s free 3 yearsextended warranty ensures our commitment to keep your business running smoothly.

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